Plans
| Plan | Price | Billed per | Notes |
|---|---|---|---|
| Mobile | $0/monthU.S. Bank (opens in a new tab) · Vendor website · | location | Mobile POS app and card reader ($49 for the first one when you apply online). |
| Starter | Quote onlyU.S. Bank (opens in a new tab) · Vendor website · A starting price, not your price, so it counts as quote only: the same rule for every vendor, a published floor or range counts as not published. | location | |
| Standard | Quote onlyU.S. Bank (opens in a new tab) · Vendor website · A starting price, not your price, so it counts as quote only: the same rule for every vendor, a published floor or range counts as not published. | location | Adds kitchen printing; for quick-service restaurants and cafés. |
| Premium | Quote onlyU.S. Bank (opens in a new tab) · Vendor website · A starting price, not your price, so it counts as quote only: the same rule for every vendor, a published floor or range counts as not published. | location | Adds table management and online ordering; for full-service restaurants. |
Card rates and fees
| Fee | Amount | Applies to |
|---|---|---|
| In-person card rate | 2.6%U.S. Bank (opens in a new tab) · Vendor website · | per transaction · In person |
| In-person fee per transaction | 12¢U.S. Bank (opens in a new tab) · Vendor website · | per transaction · In person |
| Online card rate | 3.3%U.S. Bank (opens in a new tab) · Vendor website · | per transaction · Online |
| Online fee per transaction | 30¢U.S. Bank (opens in a new tab) · Vendor website · | per transaction · Online |
| Keyed-in card rate | 3.5%U.S. Bank (opens in a new tab) · Vendor website · | per transaction · Keyed |
| Keyed-in fee per transaction | 15¢U.S. Bank (opens in a new tab) · Vendor website · | per transaction · Keyed |
| Additional software license | $29/monthU.S. Bank (opens in a new tab) · Vendor website · | per additional device (after the first) · Only on the Starter, Standard, and Premium plan |
| One-time setup fee | $99 one-timeU.S. Bank (opens in a new tab) · Vendor website · Standard and Premium plans (U.S. Bank's pricing page also shows it on Starter; its POS page says N/A there). | per account · Only on the Standard and Premium plan |
| PCI compliance fee | $0/yearU.S. Bank (opens in a new tab) · Vendor website · Accounts opened online (Mobile POS plan): U.S. Bank lists only transaction, hardware and sales tax fees, so we count $0. It's an inference from that list, not a stated $0. | per account · Only on the Mobile plan |
| PCI compliance fee | Not publishedU.S. Bank (opens in a new tab) · Vendor website · Not published for POS plans set up with a specialist: U.S. Bank says transaction fees may vary and other fees may apply to accounts not opened online. | per account · Only on the Starter, Standard, and Premium plan |
| Statement fee | $0/monthU.S. Bank (opens in a new tab) · Vendor website · Accounts opened online (Mobile POS plan): U.S. Bank lists only transaction, hardware and sales tax fees, so we count $0. It's an inference from that list, not a stated $0. | per account · Only on the Mobile plan |
| Statement fee | Not publishedU.S. Bank (opens in a new tab) · Vendor website · Not published for POS plans set up with a specialist: U.S. Bank says transaction fees may vary and other fees may apply to accounts not opened online. | per account · Only on the Starter, Standard, and Premium plan |
| Annual fee | $0/yearElavon (opens in a new tab) · Vendor website · | per account |
| Fee per settlement batch | $0 one-timeElavon (opens in a new tab) · Vendor website · Elavon publishes $0 batch and $0 additional authorization fees. | per settlement batch |
| PCI non-compliance fee | Not publishedU.S. Bank (opens in a new tab) · Vendor website · Not published. | per accountOnly if you don't complete your PCI compliance. |
| Monthly minimum | Not publishedU.S. Bank (opens in a new tab) · Vendor website · Not published. | per accountOnly when your processing fees in the month are below the minimum: you pay the difference. |
| Chargeback fee | Not publishedElavon (opens in a new tab) · Vendor website · Elavon doesn't publish a chargeback fee. | per accountEach time a customer disputes a charge. |
Paid by your customers
With this program your customers pay the card cost on the cards it covers, so those cost your restaurant $0 in our estimate. A surcharge only covers credit cards: your restaurant still pays the vendor's rate on debit. We show what your customers pay apart and never add it to your cost. Card network rules and state laws apply, and some states limit surcharges.
| Fee | Amount | Applies to |
|---|---|---|
| Credit card surcharge (paid by your customers) | Not publishedElavon (opens in a new tab) · Vendor website · You choose 1% to 3% in 0.25% steps, on credit cards only. | per transaction |
Current promotion
Signing bonus
- Conditions
- A $400 statement credit for a new U.S. Bank Payment Solutions account opened between September 28, 2026 and January 13, 2027 that settles at least $5,000 within 60 days of approval; it's applied within 60 days after reaching $5,000 if the account is open and in good standing. Not for merchants already processing with U.S. Bank or Elavon; some business types are excluded; one per merchant ID.
- What you need to qualify
- An average of at least $2,500 a month in card sales over the first 2 months
- Valid until
Counts in the RTC Score only if our reference restaurant qualifies.
The switching or signing incentive is one of the criteria with the most weight in the RTC Score. We count a promotion only while it's current, with a fixed published amount and conditions our reference restaurant meets. "Up to" amounts, buyouts of your current contract and unpublished amounts don't count. The cost calculator subtracts one only when your numbers qualify.
Hardware
- Ownership
- —
- Works with another processor
- —
| Item | Upfront | Monthly |
|---|---|---|
| Smart terminal (buy) | $449U.S. Bank (opens in a new tab) · Vendor website · | — |
| Smart terminal (rent) | — | $15/monthU.S. Bank (opens in a new tab) · Vendor website · Billed until you return it. |
| Moby/5500 card reader | $49U.S. Bank (opens in a new tab) · Vendor website · When you apply online; each additional reader costs $89. | — |