Rates and fees for Merchant One, each with its source and the date we checked it. What your customers pay is shown apart.
Plans
No plans documented yet.
Card rates and fees
Card rates and fees
Fee
Amount
Applies to
In-person rate, qualified cards
Quote onlyMerchant One (opens in a new tab) · Vendor website · Not published as a rate: Merchant One shows a range of 0.29% to 1.55% for qualified swiped cards, not the rate you'll pay. Your qualified, mid- and non-qualified rates and the per-transaction fee are set in your Service Fee Schedule. Merchant One's fee table says these are qualifying rates and that the signed merchant processing agreement overrides it.
per transaction · In person · qualified rate
In-person rate, mid-qualified cards
Not publishedMerchant One (opens in a new tab) · Vendor website · Merchant One publishes only its qualified rates; mid- and non-qualified rates are in your Service Fee Schedule.
per transaction · In person · mid-qualified rate
In-person rate, non-qualified cards
Not publishedMerchant One (opens in a new tab) · Vendor website · Merchant One publishes only its qualified rates; mid- and non-qualified rates are in your Service Fee Schedule.
Quote onlyMerchant One (opens in a new tab) · Vendor website · Not published as a rate: Merchant One shows a range of 0.29% to 1.99% for qualified keyed-in cards, not the rate you'll pay. Your qualified, mid- and non-qualified rates and the per-transaction fee are set in your Service Fee Schedule. Merchant One's fee table says these are qualifying rates and that the signed merchant processing agreement overrides it.
per transaction · Keyed · qualified rate
Keyed-in rate, non-qualified cards
Not publishedMerchant One (opens in a new tab) · Vendor website · Merchant One publishes only its qualified rates; mid- and non-qualified rates are in your Service Fee Schedule.
$13.95/monthMerchant One (opens in a new tab) · Vendor website · Merchant One's fee table says these are qualifying rates and that the signed merchant processing agreement overrides it.
per account
Setup fee
$0 one-timeMerchant One (opens in a new tab) · Vendor website · Merchant One's fee table says these are qualifying rates and that the signed merchant processing agreement overrides it.
per account
PCI compliance fee
Not publishedMerchant One (opens in a new tab) · Vendor website · Merchant One doesn't publish this fee; it is set in your Service Fee Schedule.
per account
Statement fee
Not publishedMerchant One (opens in a new tab) · Vendor website · Merchant One doesn't publish this fee; it is set in your Service Fee Schedule.
per account
Annual fee
Not publishedMerchant One (opens in a new tab) · Vendor website · Merchant One doesn't publish this fee; it is set in your Service Fee Schedule.
per account
Fee per settlement batch
Not publishedMerchant One (opens in a new tab) · Vendor website · Merchant One doesn't publish this fee; it is set in your Service Fee Schedule.
per settlement batch
PCI non-compliance fee
Not publishedMerchant One (opens in a new tab) · Vendor website · Merchant One doesn't publish this fee; it is set in your Service Fee Schedule.
per accountOnly if you don't complete your PCI compliance.
Monthly minimum processing fee
Not publishedMerchant One (opens in a new tab) · Contract or terms · From the Program Guide Merchant One posts on its site (version MerchOne_NO_2411); it names Wells Fargo as the sponsor bank, while Merchant One's site now lists KeyBank, Citizens and Pathward, so your agreement may differ.
per accountOnly when your processing fees in the month are below the minimum: you pay the difference.
Chargeback fee
Not publishedMerchant One (opens in a new tab) · Vendor website · Merchant One doesn't publish this fee; it is set in your Service Fee Schedule.
per accountEach time a customer disputes a charge.
$0Merchant One (opens in a new tab) · Vendor website · $0 upfront only for new merchant accounts under the terminal placement program; its conditions aren't published.