| Term | Detail |
|---|---|
| Initial term | 48 monthsPayroc WorldAccess, LLC (opens in a new tab) · Contract or terms · From Payroc's US Merchant Terms and Conditions (updated February 17, 2026), linked from payroc.com/legal; rates and fees go in Section 6 of your application. |
| Automatic renewal | Renews for 24 monthsPayroc WorldAccess, LLC (opens in a new tab) · Contract or terms · Renews for 24 months at a time, or a shorter period where the law requires it. |
| Notice to avoid renewal | 90 daysPayroc WorldAccess, LLC (opens in a new tab) · Contract or terms · |
| Early termination fee (ETF) | Quote onlyPayroc WorldAccess, LLC (opens in a new tab) · Contract or terms · If you end the agreement before the 48-month initial term is over, you pay the termination fee in the Rates & Fees section of your application (or the legal maximum, if lower) as liquidated damages; $1,500 if Payroc ends it over a rules or law violation; plus $525 per unreturned device. No fee if you leave within 60 days after notice of a non-pass-through increase. |
| How the ETF is calculated | Set in your application or quote; not published. |
| Right to raise prices | Payroc or its bank may amend, add to or modify rates and fees at their discretion with 30 days' notice, sent by mail, email or with your statement; processing after the effective date means you accept. Interchange and card network pass-throughs change without notice. You can leave without the termination fee within 60 days after notice of an increase that isn't a pass-through.Payroc WorldAccess, LLC (opens in a new tab) · Contract or terms · From Payroc's US Merchant Terms and Conditions (updated February 17, 2026), linked from payroc.com/legal; rates and fees go in Section 6 of your application. |
This is general information about published contracts, not legal advice: read your own contract and check with a lawyer before you sign.