LLC formation service review

Harbor Compliance

Name: Harbor Compliance
Rating: 4.9

LLC formation for $99 plus state fees, with the EIN and the operating agreement as $99 add-ons each. The registered agent renews at $159 a year after a lower first year for new customers, its subscriptions renew unless you give 90 days' notice, and its fees are non-refundable.

By Harbor ComplianceParent company: Harbor Compliance LLCVerified Oct 17, 2026

RTC SCORE

4.9

#13 of 15 with enough data

What we like

Every price is on a public order form: $99 formation, $99 EIN and $99 operating agreement.
Ongoing compliance services (annual reports) for owners who want them handled.

What to watch

Fees are non-refundable.
Yearly services renew unless you give written notice 90 days before the term ends, and prices can rise up to 10% a year.
Sells BOI reporting at $199 a year even though FinCEN says US-created companies are exempt.

How the score breaks down

RTC Score4.9out of 10

Methodology v1.0.0

Data completeness100%

We could verify 100% of the scoring data

Strongest points: 3-year cost of the standard basket, Files in all 50 states, Phone support
Weakest point: Refund window on the vendor's fees

Score by criterion

3-year cost of the standard basketWeight 30%Strongest6.1 out of 10
$774 over 36 months
Refund window on the vendor's feesWeight 12%Weakest0.0 out of 10
Registered agent renewalWeight 10%7.1 out of 10
EIN obtained for youWeight 10%3.0 out of 10
Operating agreementWeight 10%3.0 out of 10
First year of registered agentWeight 10%0.0 out of 10
Files in all 50 statesWeight 10%Strongest10.0 out of 10
Phone supportWeight 8%Strongest10.0 out of 10

Current promotion

Discount
$60Verified Oct 17, 2026Source: Harbor Compliance (opens in a new tab)
Conditions
New customers pay $99 for the first year of registered agent instead of $159.
Valid until
The vendor publishes no end date. We take it down if we can't re-check it within 30 days.

Counts in the RTC Score only if our reference restaurant qualifies.

The switching or signing incentive is one of the criteria with the most weight in the RTC Score. We count a promotion only while it's current, with a fixed published amount and conditions our reference restaurant meets. "Up to" amounts, buyouts of your current contract and unpublished amounts don't count. The cost calculator subtracts one only when your numbers qualify.

Check it with your numbers

All the data, with sources

Each value links to its source. "Not published" means the vendor doesn't disclose it; "Unconfirmed" means we looked and couldn't confirm it. Data points we have for fewer than four vendors are left out until we can compare them.

Pricing
Data point	Value
Cheapest formation package	$99 one-timeVerified Oct 17, 2026Source: Harbor Compliance (opens in a new tab)Standard formation; expedited costs $299 and premium $499.
How the package is sold	One-time feeVerified Oct 17, 2026Source: Harbor Compliance (opens in a new tab)
Other charges	EIN without an SSN or ITIN: $150 more. Managed annual reports $175 a year; BOI reporting $199 a year. Prices of yearly services can rise up to 10% each year.Verified Oct 17, 2026Source: Harbor Compliance (opens in a new tab)

What the package includes
Data point	Value
EIN obtained for you	Paid add-onVerified Oct 17, 2026Source: Harbor Compliance (opens in a new tab)
EIN add-on	$99 one-timeVerified Oct 17, 2026Source: Harbor Compliance (opens in a new tab)
Operating agreement	Paid add-onVerified Oct 17, 2026Source: Harbor Compliance (opens in a new tab)
Operating agreement add-on	$99 one-timeVerified Oct 17, 2026Source: Harbor Compliance (opens in a new tab)
Files in all 50 states	YesVerified Oct 17, 2026Source: Harbor Compliance (opens in a new tab)

Registered agent
Data point	Value
First year of registered agent	Paid from the startVerified Oct 17, 2026Source: Harbor Compliance (opens in a new tab)Sold apart; new customers pay less the first year.
Registered agent per year	$159/yrVerified Oct 17, 2026Source: Harbor Compliance (opens in a new tab)
Registered agent renews on its own	YesVerified Oct 17, 2026Source: Harbor Compliance (opens in a new tab)

Renewals and add-ons
Data point	Value
Package renews every year	N/AVerified Oct 17, 2026Source: Harbor Compliance (opens in a new tab)Formation is one-time; the registered agent, annual report and BOI services renew every year.
Free trials that turn paid	No free trials. Its yearly services (registered agent, annual reports, BOI reporting) renew unless you give written notice 90 days before the term ends.Verified Oct 17, 2026Source: Harbor Compliance (opens in a new tab)

Refunds and cancellation
Data point	Value
Refund window on the vendor's fees	0 daysVerified Oct 17, 2026Source: Harbor Compliance (opens in a new tab)
Refund and cancellation terms	Fees are non-refundable. Yearly services end only with written notice of non-renewal at least 90 days before the term ends; to cancel the registered agent early you pay what's owed and prove Harbor was removed as agent.Verified Oct 17, 2026Source: Harbor Compliance (opens in a new tab)

Support
Data point	Value
Phone support	YesVerified Oct 17, 2026Source: Harbor Compliance (opens in a new tab)
Support hours	UnconfirmedVerified Oct 17, 2026Source: Harbor Compliance (opens in a new tab)Its contact page doesn't publish support hours.

Language
Data point	Value
Human support in Spanish	NoVerified Oct 17, 2026Source: Harbor Compliance (opens in a new tab)We found no statement of support in Spanish on its site.
Website in Spanish for the US	NoVerified Oct 17, 2026Source: Harbor Compliance (opens in a new tab)No Spanish version of the site.

More about Harbor Compliance

How we score