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U.S. Bank Business Essentials

U.S. Bank Business Essentials pricing

Fees for U.S. Bank Business Essentials, each with its source and the date we checked it. The source is the bank's own site, fee schedule or account agreement unless it says otherwise.

Account tiers

Account tiers
PlanPriceBilled perNotes
U.S. Bank Business Essentials$0/monthU.S. Bank (opens in a new tab) · Vendor website · accountChecking plus optional card processing by Elavon, approved separately. An account with a zero balance and no deposits or withdrawals for four months in a row closes automatically, and its payment processing closes with it.

Fees

Fees
FeeAmountApplies to
Teller and paper transactions over 25$0.50 one-timeU.S. Bank (opens in a new tab) · Vendor website · per transaction
Cash deposited at a branch, over 25 units$0.35 one-timeU.S. Bank (opens in a new tab) · Vendor website · per cash amount deposited
Cash deposited at U.S. Bank ATMs, over 25 units$0.35 one-timeU.S. Bank (opens in a new tab) · Vendor website · per cash amount deposited
Paper statement$6.50 one-timeU.S. Bank (opens in a new tab) · Vendor website · per accountEach statement cycle while you keep paper statements, which are on by default; switching to paperless avoids it.
Outgoing domestic wire (online)$30 one-timeU.S. Bank (opens in a new tab) · Vendor website · per accountEach wire you send online; $40 at a branch.
Non-U.S. Bank ATM transaction$3 one-timeU.S. Bank (opens in a new tab) · Vendor website · per accountEach withdrawal, balance inquiry, transfer or deposit at an ATM without the U.S. Bank logo; the owner may add a surcharge.
Overdraft paid$36 one-timeU.S. Bank (opens in a new tab) · Vendor website · per accountPer item of $5.01 or more paid when the account would be overdrawn by more than $5, up to three a day.
Stop payment on a check$35 one-timeU.S. Bank (opens in a new tab) · Vendor website · per accountEach stop payment order.
Dormant account$5 one-timeU.S. Bank (opens in a new tab) · Vendor website · per accountEach month the account is dormant.