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Wells Fargo Initiate Business Checking

Wells Fargo Initiate Business Checking pricing

Fees for Wells Fargo Initiate Business Checking, each with its source and the date we checked it. The source is the bank's own site, fee schedule or account agreement unless it says otherwise.

Wells Fargo also offers: Card processing

Account tiers

Account tiers
PlanPriceBilled perNotes
Wells Fargo Initiate Business Checking$15/monthWells Fargo (opens in a new tab) · Vendor website · accountNot interest-bearing. A fee period can last 25 to 35 days. The product page asks for a ZIP code to show fees for your location.
Wells Fargo Navigate Business Checking$25/monthWells Fargo Bank, N.A. (opens in a new tab) · Vendor website · account250 transactions and $20,000 of cash a fee period included. No fee for cashier's checks, money orders, incoming wires, the first two outgoing domestic wires and up to two non-Wells Fargo ATM withdrawals in the U.S. a fee period. Variable interest.

Fees

Fees
FeeAmountApplies to
Transactions over 100$0.50 one-timeWells Fargo Bank, N.A. (opens in a new tab) · Vendor website · per transaction · Only on the Wells Fargo Initiate Business Checking plan
Cash deposited at a branch, over $5,000 a fee period$0.30 one-timeWells Fargo Bank, N.A. (opens in a new tab) · Vendor website · The $5,000 allowance is shared with Wells Fargo ATMs.per cash amount deposited · Only on the Wells Fargo Initiate Business Checking plan
Cash deposited at Wells Fargo ATMs, over $5,000 a fee period$0.30 one-timeWells Fargo Bank, N.A. (opens in a new tab) · Vendor website · The $5,000 allowance is shared with branches. ATM cash may have limits the bank does not publish.per cash amount deposited · Only on the Wells Fargo Initiate Business Checking plan
Transactions over 250$0.50 one-timeWells Fargo Bank, N.A. (opens in a new tab) · Vendor website · per transaction · Only on the Wells Fargo Navigate Business Checking plan
Cash deposited at a branch, over $20,000 a fee period$0.30 one-timeWells Fargo Bank, N.A. (opens in a new tab) · Vendor website · per cash amount deposited · Only on the Wells Fargo Navigate Business Checking plan
Cash deposited at Wells Fargo ATMs, over $20,000 a fee period$0.30 one-timeWells Fargo Bank, N.A. (opens in a new tab) · Vendor website · per cash amount deposited · Only on the Wells Fargo Navigate Business Checking plan
Outgoing domestic wire$30 one-timeWells Fargo Bank, N.A. (opens in a new tab) · Vendor website · per accountEach outgoing digital wire; $40 at a branch. On Navigate the first two outgoing domestic wires a fee period have no fee.
Overdraft$35 one-timeWells Fargo Bank, N.A. (opens in a new tab) · Vendor website · per accountPer item paid into overdraft, up to 4 a day; none on items of $10 or less.
Stop payment$30 one-timeWells Fargo Bank, N.A. (opens in a new tab) · Vendor website · per accountPer paper or ACH item.
Cash withdrawal at a non-Wells Fargo ATM$3 one-timeWells Fargo Bank, N.A. (opens in a new tab) · Vendor website · per accountPer cash withdrawal in the U.S. ($5 abroad), plus the operator's fee. Navigate includes two a fee period.