Our verdict
A fit if most of your card sales are online or by phone and you want published, simple pricing; for in-person service, a processor that works with your restaurant POS usually fits better.
What we like
- Publishes its fee table: $25 a month and, on the All-in-one plan, 2.9% + 30¢ per online or keyed-in transaction; its pricing page lists no setup, PCI, statement or batch fee.
- The gateway is month-to-month with no early termination fee, and its agreement gives prior notice of fee changes.
- 24/7 support by phone, chat or support case (closed on major holidays).
- The Gateway only plan lets you keep a merchant account you already have.
What to watch
- Built for online and phone payments: it publishes no in-person rate, and in person it relies on a mobile app or a Windows Virtual Point of Sale with a card reader, not a restaurant POS.
- The flat 2.9% + 30¢ online applies to every card, debit included, and there's no dual pricing or surcharge program.
- Deposits usually take 2 to 3 business days after the daily batch.
- The All-in-one merchant account may have separate terms that aren't published before you sign up.