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Authorize.net

Authorize.net alternatives

These processors serve at least one of the same types of restaurant or volume as Authorize.net. They're ordered by RTC Score.

Before you switch

Check what leaving Authorize.net costs you: term, renewal and early termination fee.

See Authorize.net contract terms
  1. Braintree

    By Braintree (PayPal)

    Braintree, PayPal's payment platform for online and in-app payments (now PayPal Enterprise Payments). Standard pricing is 2.89% + 29¢ per card or digital wallet payment, with custom rates for established businesses. Listed with the same template, not scored.

    RTC Score: Not scored

    Pros

    • Published standard rate (2.89% + 29¢) with no monthly, setup, PCI or batch fee on its fee schedule.
    • No minimum term or early termination fee: one day's notice to leave, and fee changes come with 30 days' notice.
    • Deposits two business days after settlement.

    Cons

    • Built for websites and apps that integrate it; no published in-person rate and no restaurant POS that documents it.
    • PayPal can hold a reserve on your payouts at its discretion, for as long as it deems necessary.
    • No dual pricing or surcharge program, and support is by request form without published hours.
    Initial term
    Month to month