| Term | Detail |
|---|---|
| Initial term | Not publishedCardConnect (Fiserv) (opens in a new tab) · Vendor website · CardConnect publishes no merchant terms; its processing is sold through sales partners and the terms come with your application. A CardConnect merchant agreement filed in a 2021 lawsuit (Pirozzi v. Fiserv, C.D. Cal.) set a three-year term, one-year renewals and an early termination fee written in the application; it is too old to show as current. |
| Automatic renewal | Not publishedCardConnect (Fiserv) (opens in a new tab) · Vendor website · CardConnect publishes no merchant terms; its processing is sold through sales partners and the terms come with your application. A CardConnect merchant agreement filed in a 2021 lawsuit (Pirozzi v. Fiserv, C.D. Cal.) set a three-year term, one-year renewals and an early termination fee written in the application; it is too old to show as current. |
| Notice to avoid renewal | Not publishedCardConnect (Fiserv) (opens in a new tab) · Vendor website · CardConnect publishes no merchant terms; its processing is sold through sales partners and the terms come with your application. A CardConnect merchant agreement filed in a 2021 lawsuit (Pirozzi v. Fiserv, C.D. Cal.) set a three-year term, one-year renewals and an early termination fee written in the application; it is too old to show as current. |
| Early termination fee (ETF) | Not publishedCardConnect (Fiserv) (opens in a new tab) · Vendor website · CardConnect publishes no merchant terms; its processing is sold through sales partners and the terms come with your application. A CardConnect merchant agreement filed in a 2021 lawsuit (Pirozzi v. Fiserv, C.D. Cal.) set a three-year term, one-year renewals and an early termination fee written in the application; it is too old to show as current. |
| How the ETF is calculated | Not researched yet |
| Right to raise prices | Not publishedCardConnect (Fiserv) (opens in a new tab) · Vendor website · CardConnect publishes no merchant terms; its processing is sold through sales partners and the terms come with your application. A CardConnect merchant agreement filed in a 2021 lawsuit (Pirozzi v. Fiserv, C.D. Cal.) set a three-year term, one-year renewals and an early termination fee written in the application; it is too old to show as current. In Kao v. CardConnect (E.D. Pa.), the court held that CardConnect could charge only the fees listed in the agreement merchants signed and couldn't add fees or raise rates on its own; CardConnect settled for up to $7.65 million (approved in 2021). A 2024 class action over fees (Obringer v. CardConnect) partly survived a motion to enforce that settlement in September 2025. |
This is general information about published contracts, not legal advice: read your own contract and check with a lawyer before you sign.