In-person markup over interchange 0.15% Dharma Merchant Services (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per transaction · In person · up to $100,000 a month in card sales · on top of interchange and network fees In-person markup over interchange (high volume) 0.1% Dharma Merchant Services (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per transaction · In person · from $100,000 a month in card sales · on top of interchange and network fees In-person fee per authorization 8¢ Dharma Merchant Services (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per transaction · In person · on top of interchange and network fees Online and keyed-in markup over interchange 0.2% Dharma Merchant Services (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per transaction · Card not present · up to $100,000 a month in card sales · on top of interchange and network fees Online and keyed-in markup over interchange (high volume) 0.1% Dharma Merchant Services (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per transaction · Card not present · from $100,000 a month in card sales · on top of interchange and network fees Online and keyed-in fee per authorization 11¢ Dharma Merchant Services (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per transaction · Card not present · on top of interchange and network fees American Express in-person markup over its cost 0.25% Dharma Merchant Services (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per transaction · In person · American Express · up to $100,000 a month in card sales · on top of interchange and network fees American Express in-person markup (high volume) 0.2% Dharma Merchant Services (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per transaction · In person · American Express · from $100,000 a month in card sales · on top of interchange and network fees American Express online and keyed-in markup over its cost 0.3% Dharma Merchant Services (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per transaction · Card not present · American Express · up to $100,000 a month in card sales · on top of interchange and network fees American Express online and keyed-in markup (high volume) 0.2% Dharma Merchant Services (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per transaction · Card not present · American Express · from $100,000 a month in card sales · on top of interchange and network fees Monthly fee $20/month Dharma Merchant Services (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per account · up to $100,000 a month in card sales Monthly fee (high volume) $15/month Dharma Merchant Services (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per account · from $100,000 a month in card sales PCI compliance fee $0/year Dharma Merchant Services (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per account Statement fee $0/month Dharma Merchant Services (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per account Annual fee $0/year Dharma Merchant Services (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per account Fee per settlement batch $0 one-time Dharma Merchant Services (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per settlement batch MX Advantage surcharge program $25/month Dharma Merchant Services (opens in a new tab) · Vendor website · Verified Oct 2, 2026 Only with the MX Advantage surcharge program; our calculator counts it only with the program on. per account PCI non-compliance fee $39.95/month Dharma Merchant Services (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per accountOnly if you don't complete your PCI compliance. Monthly minimum $0/month Dharma Merchant Services (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per accountOnly when your processing fees in the month are below the minimum: you pay the difference. Chargeback fee $25 one-time Dharma Merchant Services (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per accountEach time a customer disputes a charge. Account closure fee $49 one-time Dharma Merchant Services (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per accountWhen you close the account.