Priority Commerce's merchant services for small businesses (MX Merchant, MX POS and e|tab online ordering), sold directly and through resellers. Priority publishes no rates, fees or merchant terms; it offers cash discount and surcharge programs through MX Merchant Advantage, and MX POS hardware at $0 upfront for qualified merchants.
By Priority Technology HoldingsParent company: Priority Technology Holdings, Inc. (NASDAQ: PRTH)
Not enough data to score
Not enough verified data yet
We've verified 5 of 12 key facts for this processor. Until we reach 80%, this page shows what we have, with sources, and it isn't a full review.
Our verdict
Without published prices or merchant terms, Priority can't be compared on cost or contract. If a reseller offers it, ask for the full application and Program Guide, including term, renewal, early termination fee and how fees can change, before signing.
What we like
Cash discount, surcharge, convenience and service fee programs in MX Merchant Advantage.
MX POS hardware (a countertop station and a handheld) included at $0 upfront for qualified merchants.
What to watch
No published rates, fees or merchant terms: the contract length, early termination fee and price-change rules can only be read in your application.
It also sells through resellers and agents, so the terms you get depend on who sells it to you.
No published support hours.
How the score breaks down
RTC ScoreNot enough data
Methodology v0.1.0
We could verify less than 60% of what we score, so we don't rank it.
Data completeness16%
We could verify 16% of the scoring data
Strongest points
Support channels, Offers dual pricing or a surcharge program, Works without the vendor's own POS
Weakest point
Published pricing
Score by criterion
12-month cost of the reference restaurantWeight 37%No data
Standard deposit speedWeight 11%No data
What leaving in month 12 costsWeight 9%No data
Price increases during the contractWeight 8%No data
Published pricingWeight 7%Weakest0.0/100.0 out of 10
24/7 supportWeight 6%No data
Contract termWeight 4%No data
Support channelsWeight 4%Strongest6.0/106.0 out of 10
No equipment lease you can't cancelWeight 3%No data
Works with restaurant POS systemsWeight 3%1.7/101.7 out of 10
Automatic renewalWeight 2%No data
Equipment works with another processorWeight 2%No data
Offers dual pricing or a surcharge programWeight 2%Strongest10.0/1010.0 out of 10
Works without the vendor's own POSWeight 1%Strongest10.0/1010.0 out of 10
Before you pass the card fee to your customers
This vendor offers a program that passes the card cost to your customers. Card network rules cap credit card surcharges (Visa 3%, Mastercard 4%) and never allow them on debit, and some states ban or limit them.
This is general information, not legal advice. Card network rules and state laws change, and how they apply depends on your business: check with a lawyer and with your processor before adding a surcharge or a cash discount.
Each value links to its source. "Not published" means the vendor doesn't disclose it; "Unconfirmed" means we looked and couldn't confirm it. Data points we have for fewer than four vendors are left out until we can compare them.
Type of processor and pricing
Data point
Value
Type of processor
Processor or its sales partners (acquirer, ISO)Source: Priority Commerce (opens in a new tab)Priority Technology Holdings (Nasdaq: PRTH) runs merchant acquiring for small businesses, sold directly and through a large network of resellers, alongside payables and banking products.
0Source: Priority Commerce (opens in a new tab)Same rubric for every vendor: in-person rate 0, online or keyed rate 0, markup or monthly fee 0, early termination fee 0, other fees 0. Priority publishes no merchant prices or terms.
Not publishedSource: Priority Commerce (opens in a new tab)Priority no longer publishes its merchant Program Guide: the guides that used to be on prioritypaymentsystems.com/manuals now redirect to its home page, and prioritycommerce.com has no merchant terms. The last public version we found (September 2019, archived) set a three-year initial term, an early termination fee in the application and 20 days' notice for fee increases; we don't show it as current.
MX POS: qualified merchants get a countertop station and a handheld included with their MX POS plan, $0 upfront. Priority doesn't publish the plan price, term or what happens to the hardware if you leave.Source: Priority Commerce (opens in a new tab)
Not publishedSource: Priority Commerce (opens in a new tab)Priority no longer publishes its merchant Program Guide: the guides that used to be on prioritypaymentsystems.com/manuals now redirect to its home page, and prioritycommerce.com has no merchant terms. The last public version we found (September 2019, archived) set a three-year initial term, an early termination fee in the application and 20 days' notice for fee increases; we don't show it as current.
Contract and exit
Data point
Value
Contract term
Not publishedSource: Priority Commerce (opens in a new tab)Priority no longer publishes its merchant Program Guide: the guides that used to be on prioritypaymentsystems.com/manuals now redirect to its home page, and prioritycommerce.com has no merchant terms. The last public version we found (September 2019, archived) set a three-year initial term, an early termination fee in the application and 20 days' notice for fee increases; we don't show it as current.
Automatic renewal
Not publishedSource: Priority Commerce (opens in a new tab)Priority no longer publishes its merchant Program Guide: the guides that used to be on prioritypaymentsystems.com/manuals now redirect to its home page, and prioritycommerce.com has no merchant terms. The last public version we found (September 2019, archived) set a three-year initial term, an early termination fee in the application and 20 days' notice for fee increases; we don't show it as current.
Notice to avoid renewal
Not publishedSource: Priority Commerce (opens in a new tab)Priority no longer publishes its merchant Program Guide: the guides that used to be on prioritypaymentsystems.com/manuals now redirect to its home page, and prioritycommerce.com has no merchant terms. The last public version we found (September 2019, archived) set a three-year initial term, an early termination fee in the application and 20 days' notice for fee increases; we don't show it as current.
Notice to cancel
Not publishedSource: Priority Commerce (opens in a new tab)Priority no longer publishes its merchant Program Guide: the guides that used to be on prioritypaymentsystems.com/manuals now redirect to its home page, and prioritycommerce.com has no merchant terms. The last public version we found (September 2019, archived) set a three-year initial term, an early termination fee in the application and 20 days' notice for fee increases; we don't show it as current.
Early termination fee
Not publishedSource: Priority Commerce (opens in a new tab)Priority no longer publishes its merchant Program Guide: the guides that used to be on prioritypaymentsystems.com/manuals now redirect to its home page, and prioritycommerce.com has no merchant terms. The last public version we found (September 2019, archived) set a three-year initial term, an early termination fee in the application and 20 days' notice for fee increases; we don't show it as current.
How the early termination fee is calculated
Not publishedSource: Priority Commerce (opens in a new tab)Priority no longer publishes its merchant Program Guide: the guides that used to be on prioritypaymentsystems.com/manuals now redirect to its home page, and prioritycommerce.com has no merchant terms. The last public version we found (September 2019, archived) set a three-year initial term, an early termination fee in the application and 20 days' notice for fee increases; we don't show it as current.
Liquidated damages clause
Not publishedSource: Priority Commerce (opens in a new tab)Priority no longer publishes its merchant Program Guide: the guides that used to be on prioritypaymentsystems.com/manuals now redirect to its home page, and prioritycommerce.com has no merchant terms. The last public version we found (September 2019, archived) set a three-year initial term, an early termination fee in the application and 20 days' notice for fee increases; we don't show it as current.
Price increases during the contract
Not publishedSource: Priority Commerce (opens in a new tab)Priority no longer publishes its merchant Program Guide: the guides that used to be on prioritypaymentsystems.com/manuals now redirect to its home page, and prioritycommerce.com has no merchant terms. The last public version we found (September 2019, archived) set a three-year initial term, an early termination fee in the application and 20 days' notice for fee increases; we don't show it as current. A 2022 class action in federal court in Georgia (Paul Judith Enterprises v. Priority Payment Systems, later consolidated) alleged that Priority charged fees beyond its one-page fee schedule; the merchants and Priority settled and the case was dismissed in 2023, with no court finding on the merits.
Right to raise prices
Not publishedSource: Priority Commerce (opens in a new tab)Priority no longer publishes its merchant Program Guide: the guides that used to be on prioritypaymentsystems.com/manuals now redirect to its home page, and prioritycommerce.com has no merchant terms. The last public version we found (September 2019, archived) set a three-year initial term, an early termination fee in the application and 20 days' notice for fee increases; we don't show it as current.
Personal guarantee by the signer
Not publishedSource: Priority Commerce (opens in a new tab)Priority no longer publishes its merchant Program Guide: the guides that used to be on prioritypaymentsystems.com/manuals now redirect to its home page, and prioritycommerce.com has no merchant terms. The last public version we found (September 2019, archived) set a three-year initial term, an early termination fee in the application and 20 days' notice for fee increases; we don't show it as current.
Dual pricing and surcharges
Data point
Value
Dual pricing or surcharge program
YesSource: Priority Commerce (opens in a new tab)MX Merchant Advantage supports cash discount, surcharge, convenience fee and service fee programs. Priority doesn't publish the percentage your customers pay. With a cash discount, card processing costs your restaurant $0 in our estimate and your customers pay the difference. Card network rules and state laws apply.
Cards the program covers
Every card, debit and credit (dual pricing or cash discount)Source: Priority Commerce (opens in a new tab)Priority offers a surcharge (credit cards only) and a cash discount (every card); when a vendor publishes both, we use the program that covers every card, the same for every vendor.
OthersSource: Priority Commerce (opens in a new tab)Its own MX POS and MX Merchant tools, Dejavoo terminals and e|tab online ordering; Priority names none of the restaurant POS on our list.
Not publishedSource: Priority Commerce (opens in a new tab)Priority no longer publishes its merchant Program Guide: the guides that used to be on prioritypaymentsystems.com/manuals now redirect to its home page, and prioritycommerce.com has no merchant terms. The last public version we found (September 2019, archived) set a three-year initial term, an early termination fee in the application and 20 days' notice for fee increases; we don't show it as current.
