In-person card rate (under $40,000 a month) 2.6% Wells Fargo (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per transaction · In person · up to $40,000 a month in card sales In-person card rate ($40,000 to $79,999.99 a month) 2.5% Wells Fargo (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per transaction · In person · $40,000 to $80,000 a month in card sales In-person card rate ($80,000 a month and up) 2.4% Wells Fargo (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per transaction · In person · from $80,000 a month in card sales In-person fee per transaction 15¢ Wells Fargo (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per transaction · In person Online and keyed-in rate (under $40,000 a month) 3.5% Wells Fargo (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per transaction · Card not present · up to $40,000 a month in card sales Online and keyed-in rate ($40,000 to $79,999.99 a month) 3.4% Wells Fargo (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per transaction · Card not present · $40,000 to $80,000 a month in card sales Online and keyed-in rate ($80,000 a month and up) 3.3% Wells Fargo (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per transaction · Card not present · from $80,000 a month in card sales Online and keyed-in fee per transaction 15¢ Wells Fargo (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per transaction · Card not present Merchant account fee $9.95/month Wells Fargo (opens in a new tab) · Vendor website · Verified Oct 2, 2026 Includes reporting, fraud tools, dispute tools and 24/7 support. per location PCI Compliance Program fee $10/month Wells Fargo (opens in a new tab) · Vendor website · Verified Oct 2, 2026 Includes $100,000 of breach insurance coverage. per location Statement fee $0/month Wells Fargo (opens in a new tab) · Vendor website · Verified Oct 2, 2026 Wells Fargo's published monthly services are the $9.95 merchant account fee and the $10 PCI fee; it lists no other account fee. per account Annual fee $0/year Wells Fargo (opens in a new tab) · Vendor website · Verified Oct 2, 2026 Wells Fargo's published monthly services are the $9.95 merchant account fee and the $10 PCI fee; it lists no other account fee. per account Fee per settlement batch $0 one-time Wells Fargo (opens in a new tab) · Vendor website · Verified Oct 2, 2026 Wells Fargo's published monthly services are the $9.95 merchant account fee and the $10 PCI fee; it lists no other account fee. per settlement batch Clover software for each additional device $11.95/month Wells Fargo (opens in a new tab) · Vendor website · Verified Oct 2, 2026 Billed by Clover. per additional device (after the first) · Only on the Clover Starter and Clover Essentials plan PCI non-compliance fee Not published Wells Fargo (opens in a new tab) · Vendor website · Verified Oct 2, 2026 Wells Fargo says PCI non-compliance fees apply without publishing the amount. per locationOnly if you don't complete your PCI compliance. Monthly minimum $0/month Wells Fargo (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per accountOnly when your processing fees in the month are below the minimum: you pay the difference. Chargeback fee $0 one-time Wells Fargo (opens in a new tab) · Vendor website · Verified Oct 2, 2026 per accountEach time a customer disputes a charge.