| Term | Detail |
|---|---|
| Initial term | 36 monthsWorldpay, LLC (opens in a new tab) · Contract or terms · From the small-merchant terms Worldpay publishes for its Umpqua Bank referral program (April 2025), the only US merchant terms we found on Worldpay's own sites; your agreement may differ. |
| Automatic renewal | Renews for 36 monthsWorldpay, LLC (opens in a new tab) · Contract or terms · It renews for another 36 months (30 days where the law doesn't allow automatic renewal). From the small-merchant terms Worldpay publishes for its Umpqua Bank referral program (April 2025), the only US merchant terms we found on Worldpay's own sites; your agreement may differ. |
| Notice to avoid renewal | 90 daysWorldpay, LLC (opens in a new tab) · Contract or terms · |
| Early termination fee (ETF) | Quote onlyWorldpay, LLC (opens in a new tab) · Contract or terms · An Early Deconversion Fee set in your application for each merchant chain if you end the agreement wrongfully or Worldpay ends it after your breach; merchants with more than $5 million a year in card volume also owe their average monthly fees (three highest months) × the months left. Any equipment lease continues. From the small-merchant terms Worldpay publishes for its Umpqua Bank referral program (April 2025), the only US merchant terms we found on Worldpay's own sites; your agreement may differ. |
| How the ETF is calculated | Set in your application or quote; not published. |
| Right to raise prices | Worldpay may amend the agreement or change rates at any time with notice, and you accept a change if you keep processing or don't contest it within seven days; card network changes can be passed on without notice. Volume or ticket changes from your application also let it raise fees.Worldpay, LLC (opens in a new tab) · Contract or terms · From the small-merchant terms Worldpay publishes for its Umpqua Bank referral program (April 2025), the only US merchant terms we found on Worldpay's own sites; your agreement may differ. |
This is general information about published contracts, not legal advice: read your own contract and check with a lawyer before you sign.