What we like
- No monthly or setup fee, and you can have the buyer pay the 3.99% convenience fee.
- 5,000 promotional emails free, plus giveaways, bonus deals, flash sales and fundraisers.
- Works inside Clover's register, and you can end it at any time with 10 business days' notice.
What to watch
- No loyalty program, no text campaigns and no physical gift cards.
- If you absorb the fees, each card costs 3.99% (+$0.99 over $20) plus Stripe's 2.90% + $0.30.
- Only Clover connects as a POS; support is 9 a.m. to 5 p.m. Eastern, and the terms date from 2015.