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Heartland Restaurant

Heartland Restaurant contract and early termination fee

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Heartland Restaurant contract and early termination fee
TermDetail
Initial term36 monthsHeartland Payment Systems (opens in a new tab) · Contract or terms · Heartland's publicly posted processing terms are the March 2016 revision; your agreement may differ. In a documented 2021 case, Heartland's own reply also mentions a 36-month agreement; other merchants in the same lawsuit mention 24 months.
Automatic renewalRenews for 12 monthsHeartland Payment Systems (opens in a new tab) · Contract or terms ·
Notice to avoid renewal60 daysHeartland Payment Systems (opens in a new tab) · Contract or terms ·
Early termination fee (ETF)$295 per location if you end the agreement before the term is over, charged at Heartland's discretion in one ACH debit (§11.4). A separate $100 fee applies if you end the equipment agreement early.Heartland Payment Systems (opens in a new tab) · Contract or terms · Heartland's publicly posted processing terms are the March 2016 revision; your agreement may differ. Heartland's own reply in a 2024 court filing put the fee at $295; another complaint mentions $300.
How the ETF is calculated
A fixed amount of $295.
Exclusive processing commitment in the contractYesHeartland Payment Systems (opens in a new tab) · Contract or terms ·
Right to raise pricesHeartland may amend its fee schedule with at least 15 days' written notice, pass on card network and third-party cost increases with 15 days' notice, and change your discount and transaction fees without notice if your volume or average ticket differs from your application (§6.2, §6.3).Heartland Payment Systems (opens in a new tab) · Contract or terms ·
Trial periodN/AHeartland Payment Systems (opens in a new tab) · Contract or terms · No trial is published.
Initial term of Heartland Restaurant: 36 monthsInitial term: 36 months; Automatic renewal: 12 months; Notice to avoid renewal: 60 days; Trial period: N/AA 36-month termthat renews itselfTerm startsMonth 36Term endsLast day to give notice60 days before the term endsInitial term36 monthsAutomatic renewal12 monthsRenews again unless you gave noticeHeartland Restaurant. The wholecontract, month by month.Trial periodN/AInitial termLast 60 days of the termAutomatic renewal
Initial term of Heartland Restaurant: 36 monthsInitial term: 36 months; Automatic renewal: 12 months; Notice to avoid renewal: 60 days; Trial period: N/AA 36-month termthat renews itselfHeartland Restaurant. The whole contract, month by month.Initial termLast 60 days of the termAutomatic renewalTerm startsMonth 36Term endsLast day to give notice60 days before the term ends36 monthsTrial periodN/AInitial term36 monthsAutomatic renewal12 monthsRenews again unless you gave notice
Verified Oct 1, 2026 · The source of each line is in the table above.
More clauses of the Heartland Restaurant contractExclusive processing commitment in the contract: Yes; Right to raise prices: Heartland may amend its fee schedule with at least 15 days' written notice, pass on card network and third-party cost increases with 15 days' notice, and change your discount and transaction fees without notice if your volume or average ticket differs from your application (§6.2, §6.3).; Trial period: N/AHeartland RestaurantMore clauses,marked on the page1231Exclusive processingcommitment in the contractYes2Right to raise pricesHeartland may amend its fee schedule with at least15 days' written notice, pass on card network andthird-party cost increases with 15 days' notice, andchange your discount and transaction fees withoutnotice if your volume or average ticket differsfrom your application (§6.2, §6.3).3Trial periodN/A
More clauses of the Heartland Restaurant contractExclusive processing commitment in the contract: Yes; Right to raise prices: Heartland may amend its fee schedule with at least 15 days' written notice, pass on card network and third-party cost increases with 15 days' notice, and change your discount and transaction fees without notice if your volume or average ticket differs from your application (§6.2, §6.3).; Trial period: N/AHeartland RestaurantMore clauses,marked on the pageExclusive processing commitment in the contractYesRight to raise pricesHeartland may amend its fee schedule with at least 15 days' writtennotice, pass on card network and third-party cost increases with 15days' notice, and change your discount and transaction fees withoutnotice if your volume or average ticket differs from your application(§6.2, §6.3).Trial periodN/A
Verified Oct 1, 2026 · The source of each line is in the table above.

Example: leaving in month 12

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36-month cost calculator

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