Xero alternatives

Pros

• Essentials includes 3 users plus 2 free accountant seats, with bank feeds, reconciliation, supplier bills and free ACH bill payments.
• Documented POS connections: Toast's Sync posts a daily sales entry by category, and Intuit's free Square Connector imports sales, tips, taxes and fees.
• Month to month with no early termination fee, a 30-day free trial and live chat or callback support six days a week.

Cons

• At $85 a month, Essentials costs more than most rivals' plans with supplier bills, and results by class or location need Plus at $140.
• No extra users can be bought: a fourth person means moving up to Plus.
• No documented connection for Clover, Shift4 POS, SpotOn or Heartland Genius.

Pros

• Built-in Square connection that books each day's sales, refunds, discounts, tips and Square fees in separate accounts.
• Published prices, month to month, with 5 users on the reference plan and extra users at $3 a month.
• Phone, chat and email support on weekdays from 9 a.m. to 9 p.m. Eastern.

Cons

• Supplier bills only start on Professional ($50 a month); the cheaper Standard plan has no bills.
• No connection documented with Toast, Clover or other restaurant POS systems besides Square, and the Square sync covers one location.
• Separate locations need Premium or a $12-a-month add-on per location.

Pros

• Accounting Basic at $20 a month covers unlimited users, automatic bank imports, reconciliation, supplier bills and departments.
• Phone, chat and email support from the US on weekdays, 9 a.m. to 7 p.m. Eastern.
• Month to month and billed in arrears: canceling mid-month costs only the days used, and your records stay read-only after you leave.

Cons

• No POS connection documented: POS deposits arrive only through the bank feed, without sales, tips and tax split out.
• No connection with outside payroll providers into the books.
• Per-user permissions, recurring invoices and receipt storage need Premium ($30 a month).

Pros

• Low published price: Pro is $19 a month per business with unlimited users, so your accountant's login costs nothing extra.
• Bills, invoices and bookkeeping records are unlimited, even on the free Starter plan.
• Month to month with no early termination fee; you can export all your accounting data yourself.

Cons

• No POS connection documented: POS deposits arrive only through the bank feed, without sales, tips and tax split out.
• No class, location or department tracking for results by location.
• Live support only by chat and email on weekdays, with no phone line.

Pros

• Published price: $65 a month with no user limit, no setup fee and a 30-day free trial.
• Bank feeds with AI categorization and reconciliation, bill pay and invoicing on every plan.
• Month to month with no early termination fee; your accountant gets a login at no extra cost.

Cons

• No POS connection: Toast, Clover, Lightspeed and Square sales reach the books only as bank deposits, without the split by tax and tips.
• Results by location start on Core ($100 a month), and each business or location needs its own subscription.
• Support only by email or web form, with no published hours; plan changes go through support.

Pros

• Premium has bank import, reconciliation, accounts payable and unlimited client invoices, with a free login for your accountant.
• Month to month with no early termination fee, a 30-day free trial and a 30-day money-back guarantee.
• Its own payroll is available in the same account, at $40 a month plus $6 per person.

Cons

• Supplier bills need Premium ($70), and Premium covers only the owner: a second person is $11 a month more.
• No POS connection documented, so POS sales reach the books only as bank deposits.
• No results by class or location, only by project.

Pros

• Each day's POS sales post as one journal entry split by category, sales tax, tips and payment type.
• Connects with dozens of POS systems, including Toast, Square, Clover, Shift4 POS, SpotOn, Lightspeed and TouchBistro.
• Built for restaurant groups: results by location and legal entity, with bank feeds and supplier invoice automation.

Cons

• No published prices: the subscription, setup and each location's POS setup fee come by quote.
• Term contract that can't be canceled or downgraded early, renews automatically unless you give 60 days' notice, and allows increases of up to 8% a year.
• You must export your records before the contract ends; R365 deletes them the next day.

Pros

• Full double-entry books with supplier bills, purchase orders, inventory and job costing on every plan.
• Premium adds multiple companies and reports by department.
• Unlimited phone and chat support included, with a dedicated Customer Success representative.

Cons

• Expensive for two people: $260.50 a month for Premium with 2 users, and Pro allows only 1 user.
• Minimum one-year commitment with automatic yearly renewal.
• No connection with Toast, Square, Clover, Shift4 POS or SpotOn; restaurant sales come in as bank deposits.