Skip to content

Capital One Business Basic Checking

Capital One Business Basic Checking contract and early termination fee

We use the same template for every account we compare, so you can put agreements side by side. Each line shows its source and the date we checked it.

Same template for every vendor
Capital One Business Basic Checking contract and early termination fee
TermDetail
Initial termMonth to monthCapital One (opens in a new tab) · Contract or terms · No minimum term; you close with written notice once fees are paid and items have cleared. The bank may charge an early-closing fee it does not publish.
Early termination fee (ETF)You can close the account at any time with written notice, once all fees are paid and all items have been paid or collected. The bank may charge a fee if the account is closed early or has a negative balance; the amount is not published (Rules Governing Deposit Accounts, section 8.6).Capital One (opens in a new tab) · Contract or terms ·
How the ETF is calculatedNot researched yet
Right to raise pricesCapital One may change its fees and rules at any time, including by posting them on its website, with prior notice only when the law requires it; continuing to use the account means you accept them (sections 8.1 and 8.2).Capital One (opens in a new tab) · Contract or terms ·
Trial periodNot researched yet

This is general information about published contracts, not legal advice: read your own contract and check with a lawyer before you sign.

AlternativesHow we score