| Term | Detail |
|---|---|
| Initial term | Month to monthCapital One (opens in a new tab) · Contract or terms · No minimum term; you close with written notice once fees are paid and items have cleared. The bank may charge an early-closing fee it does not publish. |
| Early termination fee (ETF) | You can close the account at any time with written notice, once all fees are paid and all items have been paid or collected. The bank may charge a fee if the account is closed early or has a negative balance; the amount is not published (Rules Governing Deposit Accounts, section 8.6).Capital One (opens in a new tab) · Contract or terms · |
| How the ETF is calculated | Not researched yet |
| Right to raise prices | Capital One may change its fees and rules at any time, including by posting them on its website, with prior notice only when the law requires it; continuing to use the account means you accept them (sections 8.1 and 8.2).Capital One (opens in a new tab) · Contract or terms · |
| Trial period | Not researched yet |
This is general information about published contracts, not legal advice: read your own contract and check with a lawyer before you sign.