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Capital One Business Basic Checking

Capital One Business Basic Checking pricing

Fees for Capital One Business Basic Checking, each with its source and the date we checked it. The source is the bank's own site, fee schedule or account agreement unless it says otherwise.

Account tiers

Account tiers
PlanPriceBilled perNotes
Basic Checking$15/monthCapital One (opens in a new tab) · Vendor website · account$5,000 of teller cash a month included, then $1 per $1,000; cash at Capital One and select Allpoint ATMs is free.
Enhanced Checking$35/monthCapital One (opens in a new tab) · Vendor website · accountNo cash deposit fees; designed for businesses with cash deposits under $40,000 a month. Five outgoing domestic wires a month free, then $25.

Fees

Fees
FeeAmountApplies to
Cash deposited with a teller over $5,000 a month (Basic)$1 one-timeCapital One (opens in a new tab) · Vendor website · per cash amount deposited · Only on the Basic Checking plan
Cash deposited with a teller (Enhanced)$0 one-timeCapital One (opens in a new tab) · Vendor website · per cash amount deposited · Only on the Enhanced Checking plan
Cash deposit at Capital One ATMs$0 one-timeCapital One (opens in a new tab) · Vendor website · per cash deposit
Cash deposit at select Allpoint ATMs$0 one-timeCapital One (opens in a new tab) · Vendor website · per cash deposit
Outgoing domestic wire (Basic)$25 one-timeCapital One (opens in a new tab) · Vendor website · per account · Only on the Basic Checking planEach outgoing domestic wire you send.
Incoming domestic wire (Basic)$15 one-timeCapital One (opens in a new tab) · Vendor website · per account · Only on the Basic Checking planEach incoming domestic wire you receive.
Overdraft or returned item$35 one-timeCapital One (opens in a new tab) · Vendor website · per accountWhen a transaction would bring the balance below $0, paid or returned.
Stop payment$35 one-timeCapital One (opens in a new tab) · Vendor website · per accountEach stop payment you request.
Withdrawal at ATMs outside the network$2 one-timeCapital One (opens in a new tab) · Vendor website · per accountEach withdrawal at an ATM other than Capital One, MoneyPass or Allpoint, plus the owner's fee.
Cashier's check$10 one-timeCapital One (opens in a new tab) · Vendor website · per accountEach cashier's check you buy.

Estimate what this account costs youContract & ETF

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