Our verdict
A clear, month-to-month payroll price with a path to a PEO, but nothing built for restaurant tips: no POS link, no tip pooling and no tip credit make-up.
What we like
- Published price: $50 a month plus $8 per active employee, with federal and state tax filings, multi-state payroll and W-2 and 1099 forms included, and no setup fee.
- Month to month with no published early termination fee.
- You can move to the PEO later ($79 or $124 per employee) for 24/7 support, HR consulting and group health benefits.
- Cash and card tips can be recorded as supplemental payments, and garnishments are handled at no extra charge.
- Pay-as-you-go workers' comp through NEXT and health insurance access are available from the Payroll plan.
What to watch
- No POS integration, no tip pooling and no documented tip credit make-up or Form 8846: tips are entered by hand.
- It charges for every active employee, even those not paid that month, which costs more with seasonal staff.
- Direct deposit runs on a 4-business-day timeline, with no faster option and no monthly pay schedule.
- 24/7 support is only in the PEO plans, and time tracking costs $8 per employee extra with no scheduling tool.