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Software plans
| Plan | Price | Billed per | Notes |
|---|---|---|---|
| Restaurant Growth (Starter bundle) | $89.95/monthClover (opens in a new tab) · Vendor website · | location | The same Restaurant Growth software plan is sold in device bundles, and the monthly fee grows with the devices. $89.95 goes with the full-service Starter bundle ($1,799) and the quick-service Starter ($849) and Standard ($1,899) bundles. |
| Restaurant Growth (Standard bundle, full service) | $109.90/monthClover (opens in a new tab) · Vendor website · | location | Full-service Standard bundle ($2,548, adds a Flex handheld). Quick-service Advanced ($2,648) also costs $109.90 a month. |
| Restaurant Growth (Advanced bundle, full service) | $129.85/monthClover (opens in a new tab) · Vendor website · | location | Full-service Advanced bundle ($4,447, adds a Station Duo with a customer screen). |
Processing rates and fees
| Fee | Amount | Applies to |
|---|---|---|
| Software for each additional device | $19.95/monthClover (opens in a new tab) · Vendor website · ()The Restaurant Growth plan's monthly fee grows with the bundle's devices: $89.95 with one Station Solo, $109.90 when a Flex is added and $129.85 with a Station Duo too, so each device after the first adds $19.95 a month. | per additional device (after the first) |
| In-person card rate | 2.3%Clover (opens in a new tab) · Vendor website · | per transaction · In person |
| In-person fee per transaction | 10¢Clover (opens in a new tab) · Vendor website · | per transaction · In person |
| Online card rate | 3.5%Clover (opens in a new tab) · Vendor website · () | per transaction · Online |
| Online fee per transaction | 10¢Clover (opens in a new tab) · Vendor website · () | per transaction · Online |
| Keyed-in card rate | 3.5%Clover (opens in a new tab) · Vendor website · | per transaction · Keyed |
| Keyed-in fee per transaction | 10¢Clover (opens in a new tab) · Vendor website · | per transaction · Keyed |
What one $35 sale costs in card fees
Example · Clover. With the card rates in the table above. Example, not a quote.
In person
- Ticket
- $35
- 2.3% of a $35 ticketIn-person card rate
- $0.80
- 10¢ per transactionIn-person fee per transaction
- $0.10
- Card cost of one sale
- $0.90
Online
- Ticket
- $35
- 3.5% of a $35 ticketOnline card rate
- $1.23
- 10¢ per transactionOnline fee per transaction
- $0.10
- Card cost of one sale
- $1.33
Paid by your customers
With this program your customers pay the card cost on the cards it covers, so those cost your restaurant $0 in our estimate. A surcharge only covers credit cards: your restaurant still pays the vendor's rate on debit. We show what your customers pay apart and never add it to your cost. Card network rules and state laws apply, and some states limit surcharges.
| Card type | Dual pricing or cash discount | Surcharge |
|---|---|---|
| Credit cards | Your customers | Your customers |
| Debit cards | Your customers | Your restaurant, at the card rate |
It isn't free: your customers pay it
| Fee | Amount | Applies to |
|---|---|---|
| Credit card surcharge or cash discount (paid by your customers) | Not publishedClover (Fiserv) (opens in a new tab) · Vendor website · It varies by merchant: Clover says most US merchants have 3.00%, but it does not publish a set rate. | per transaction |
Current promotion
Signing bonus
- Conditions
- A $450 statement credit for new merchants who have never had a Clover account or processed with First Data. You must apply online at clover.com, buy a Clover hardware or software subscription that includes a Flex, Flex Pocket, Mini, Station Solo or Station Duo, be credit approved by January 31, 2027, submit a batch of at least $25 within 30 days of approval and process at least $10,000 in card sales within the first four billing cycles. It requires a 3-year contract, there is one per business relationship, it cannot be combined with other offers, and Clover decides who qualifies and can change it without notice. It is a credit for new merchants, not a payment of your current provider's early termination fee.
- What you need to qualify
- An average of at least $2,500 a month in card sales over the first 4 months
- Valid until
Counts in the RTC Score only if our reference restaurant qualifies.
The switching or signing incentive is one of the criteria with the most weight in the RTC Score. We count a promotion only while it's current, with a fixed published amount and conditions our reference restaurant meets. "Up to" amounts, buyouts of your current contract and unpublished amounts don't count. The cost calculator subtracts one only when your numbers qualify.
Hardware
- Ownership
- Buy or leaseClover (opens in a new tab) · Vendor website · Buy the bundle up front or pay for it monthly over 36 months. Clover's pricing FAQ says hardware subscriptions are non-cancelable and not refundable, though you can pay them off or upgrade.
- Works with another processor
- NoClover (opens in a new tab) · Vendor website ·
| Item | Upfront | Monthly |
|---|---|---|
| Full-service Starter bundle (Station Solo, cash drawer and receipt printer) | $1,799Clover (opens in a new tab) · Vendor website · | — |
Hardware warranty
The same rows for every POS: how long the main terminal is covered against defects when you get it a standard way (buying, leasing, renting, a subscription or a loan), the conditions, including what it leaves out and what keeping it costs, and the price to replace that terminal outside the coverage.
| Hardware warranty included | Lifetime, while your agreement is activeSource: Clover (opens in a new tab)Only with a Clover hardware subscription, for as long as the subscription runs: 36 months for Station Solo, then month to month at the same charge unless you buy or return the equipment, and Clover says the coverage lasts the life of the subscription contract. That is the same rule we apply to every vendor whose coverage lasts while you keep the agreement that carries it. The subscription costs more than buying the hardware (see the conditions). Hardware bought outright has a one-year warranty against manufacturer defects. |
|---|---|
| Warranty conditions | Bought outright, Clover hardware has a one-year limited warranty against manufacturer defects. With a hardware subscription (36 months for Station Solo, non-cancelable and non-refundable, though you can pay it off or upgrade), Clover's Equipment Protection Program covers defects and accidental damage, and theft and loss, for the life of the subscription contract. Clover publishes no terms for that program (deductibles, replacement limits, exclusions) and says to contact it; it is not offered in New York or Oregon, where an extended warranty applies instead. If you don't tell Clover 30 days before the end whether you will buy or return the equipment, the subscription continues month to month at the same charge. For Station Solo on the Restaurant Growth plan, the subscription costs $179 a month for 36 months ($6,444) against $1,799 up front plus $89.95 a month ($5,037.20): $1,406.80 more, with this protection and the financing included. For bought hardware, Clover Care is a paid add-on: 3 years from shipment, up to 3 replacements, cracked screens, dust and liquid damage included (only manufacturer defects in New York), and no theft, loss or fire. Clover.com publishes no price for it. These are Clover.com terms; banks and resellers that sell Clover may set different ones.Source: Clover (opens in a new tab) |
| Price to replace the main terminal | $1,799 one-timeSource: Clover (opens in a new tab)Includes the cash drawer and receipt printer: Clover sells Station Solo only with them. Bought outright on Clover.com; the hardware price is the same with any software plan. Clover says these prices are only for Clover.com, so a bank or reseller may charge differently. |
The RTC Score only counts how long defects are covered. What the coverage leaves out (accidents, theft, loss) and what it costs to keep are in the conditions. A protection plan sold separately doesn't count; if the vendor offers one, it's in the conditions. The replacement price isn't added to the 36-month cost, because there's no public data on how often equipment fails.