Wave Payroll alternatives

Pros

• Month to month with no early termination fee, and its prices are published: $49 a month plus $6 per active employee on Simple.
• Tops up tipped employees' pay to the minimum wage automatically and alerts you to state and local minimum wage increases.
• Documents the 2026 W-2 for No Tax on Tips (code TP and the tipped occupation code) and for qualified overtime (code TT).

Cons

• It does not file Form 8846 for the FICA tip credit; it gives you a tips report for your accountant.
• Tips come in from SpotOn Teamwork and Lightspeed U-Series only; no integration with Toast, Square or Shift4 POS is listed, and Clover syncs only names and emails.
• On Simple, new accounts start on 4-day direct deposit, next-day pay costs $15 a month + $3 per person, and only one state is covered.

Pros

• Published price ($35 a month plus $6 per person paid), billed month to month, with unlimited pay runs.
• Square pays penalties caused by its own filing errors, in all 50 states and DC.
• Card tips and declared cash tips flow in from Square's POS, and employees can get paid early at no cost to you.

Cons

• Tips import only from Square's own POS.
• No documented tip credit make-up and no Form 8846 report.
• Live support only on weekdays, 6 a.m. to 6 p.m. Pacific.

Pros

• Published price: $39 a month plus $5 per person paid that month, with unlimited payroll runs.
• Files federal, state and local payroll taxes, and pays workers in all 50 states.
• Next-day direct deposit included and live chat support 24/7.

Cons

• No POS integration: tips are entered by hand.
• It doesn't document the tip credit, minimum wage make-up or the FICA tip credit (Form 8846).
• It doesn't publish who pays a tax penalty caused by its own error.

Pros

• One published price: $49 a month plus $6 per worker paid that month, with federal, state and local tax filings, all 50 states and W-2 and 1099 forms included.
• Tip credit make-up is calculated automatically, and Form 8846 comes filled in for your tax return.
• Fields for qualified tips, tipped occupation codes and qualified overtime are already in each pay run for 2026.

Cons

• No POS integration: tips and hours are entered in each pay run or come from a time tracking app.
• No tip pooling and no early pay for employees.
• Direct deposit takes 2 to 4 business days depending on OnPay's risk review, with no next-day option.

Pros

• Published price, unlimited pay runs and no setup fee; billed month to month.
• Scheduling, time tracking and payroll in one app, with live support 7 a.m. to 7 p.m. Central every day.
• Child support is remitted for you, and employees can cash out earned pay at no cost to you.

Cons

• Above 10 employees you also pay a team plan per location, and tip pooling is a $25 add-on per location.
• Tip credit make-up is a marketing claim without documented mechanics, and there's no Form 8846 report.
• No published guarantee for tax penalties caused by its errors.

Pros

• Published price: Full Service is $37 a month plus $5 per worker paid, with unlimited pay runs and one state included.
• Files federal, state and local payroll taxes and the year-end W-2s with no extra fee, and covers penalties caused by its own errors.
• Month to month with no early termination fee, and you can still download your reports after you cancel.

Cons

• It doesn't calculate the tip credit or top pay up to the minimum wage, has no tip pooling and doesn't import tips from any POS.
• No POS integrations or scheduling; time tracking is an add-on at $6 a month plus $2 per employee with a time card.
• Direct deposit starts at four banking days; two-day deposit only on request after a clean history, and there is no same-day option.

Pros

• Published price: $29 a month plus $7 per worker, with unlimited payroll runs and no setup fee listed.
• Files federal, state and local payroll taxes, and its agreement says it pays penalties caused by its own breach.
• No minimum term and no early termination fee.

Cons

• Year-end forms cost $50 plus $5 per form, and local taxes and extra states cost more.
• Phone support only Monday to Friday.
• No POS integration, and the tip credit is only mentioned in marketing.

Pros

• Published price with no base fee: $29 per employee a month for self-service US payroll.
• Files payroll taxes in all 50 states, including local taxes, and handles W-2s and new-hire reporting.
• 24/7 support for US payroll.

Cons

• No POS integration and no documented tip features: tip credit, tip pooling and tip imports are not mentioned.
• No weekly pay schedule listed (every two weeks, twice a month or monthly).
• With $29 for every employee and no base fee, a restaurant with a large hourly team pays more than with most plans that charge a base fee plus a smaller per-person fee.

Pros

• You pay only for workers you actually pay, with unlimited pay runs.
• Same-day pay by ACH or pay card, and daily or ad hoc payroll.
• Pays W-2 employees and 1099 contractors from the same platform, with tax filings in all 50 states.

Cons

• No published amounts: both plans are by quote.
• No POS integration and no documented tip features.
• Its terms publish no guarantee for tax penalties caused by Everee's own errors.

Pros

• The software is free, with ads, for up to 9 people paid once a month.
• Calculates federal, state and local payroll taxes and pays W-2 employees and 1099 contractors.
• Direct deposit or paper checks, an employee portal and live phone support.

Cons

• Doesn't fit a 15-employee restaurant paid every two weeks for free, and the price above the free tier isn't published.
• In the free version you deposit and file the payroll taxes yourself; the tax service has an unpublished fee.
• No POS integration and no documented tip tools.