OnPay Payroll alternatives

Pros

• Month to month with no early termination fee, and its prices are published: $49 a month plus $6 per active employee on Simple.
• Tops up tipped employees' pay to the minimum wage automatically and alerts you to state and local minimum wage increases.
• Documents the 2026 W-2 for No Tax on Tips (code TP and the tipped occupation code) and for qualified overtime (code TT).

Cons

• It does not file Form 8846 for the FICA tip credit; it gives you a tips report for your accountant.
• Tips come in from SpotOn Teamwork and Lightspeed U-Series only; no integration with Toast, Square or Shift4 POS is listed, and Clover syncs only names and emails.
• On Simple, new accounts start on 4-day direct deposit, next-day pay costs $15 a month + $3 per person, and only one state is covered.

Pros

• Published price ($35 a month plus $6 per person paid), billed month to month, with unlimited pay runs.
• Square pays penalties caused by its own filing errors, in all 50 states and DC.
• Card tips and declared cash tips flow in from Square's POS, and employees can get paid early at no cost to you.

Cons

• Tips import only from Square's own POS.
• No documented tip credit make-up and no Form 8846 report.
• Live support only on weekdays, 6 a.m. to 6 p.m. Pacific.

Pros

• Published price: $39 a month plus $5 per person paid that month, with unlimited payroll runs.
• Files federal, state and local payroll taxes, and pays workers in all 50 states.
• Next-day direct deposit included and live chat support 24/7.

Cons

• No POS integration: tips are entered by hand.
• It doesn't document the tip credit, minimum wage make-up or the FICA tip credit (Form 8846).
• It doesn't publish who pays a tax penalty caused by its own error.

Pros

• Published price, unlimited pay runs and no setup fee; billed month to month.
• Scheduling, time tracking and payroll in one app, with live support 7 a.m. to 7 p.m. Central every day.
• Child support is remitted for you, and employees can cash out earned pay at no cost to you.

Cons

• Above 10 employees you also pay a team plan per location, and tip pooling is a $25 add-on per location.
• Tip credit make-up is a marketing claim without documented mechanics, and there's no Form 8846 report.
• No published guarantee for tax penalties caused by its errors.

Pros

• Automatic tip credit make-up when your POS sends the tips, with tip pooling built in.
• Imports tips and hours from Toast, Square, Clover, SpotOn, Heartland, Shift4 POS and others.
• Files federal, state and local taxes in all 50 states and DC, with unlimited pay runs and no setup fee.

Cons

• You also need a paid 7shifts plan per location, and its price wasn't readable on the site.
• No published guarantee for tax penalties and no Form 8846 report.
• New accounts get paid in three business days, and there's a list of per-event fees.

Pros

• Published price: Full Service is $37 a month plus $5 per worker paid, with unlimited pay runs and one state included.
• Files federal, state and local payroll taxes and the year-end W-2s with no extra fee, and covers penalties caused by its own errors.
• Month to month with no early termination fee, and you can still download your reports after you cancel.

Cons

• It doesn't calculate the tip credit or top pay up to the minimum wage, has no tip pooling and doesn't import tips from any POS.
• No POS integrations or scheduling; time tracking is an add-on at $6 a month plus $2 per employee with a time card.
• Direct deposit starts at four banking days; two-day deposit only on request after a clean history, and there is no same-day option.

Pros

• Payroll is sold on its own, month to month and with published prices: $50 a month plus $7 per employee on Workforce Payroll, with no setup fee.
• Files federal and state payroll taxes, W-2s and new-hire reports, with unlimited 1099 e-filing and unlimited payroll runs.
• Next-day direct deposit is included, and employees get free on-demand pay through Clair.

Cons

• Tips are entered by hand on each paycheck: there is no documented tip import from any POS, no tip pooling and no automatic top-up to the minimum wage.
• Local taxes, same-day deposit, time tracking and scheduling start on the Premium plan, which costs more per month and per employee.
• Tax penalty protection whoever made the error is only on Elite; the base plan covers only penalties caused by Intuit's own errors.

Pros

• Published price: $29 a month plus $7 per worker, with unlimited payroll runs and no setup fee listed.
• Files federal, state and local payroll taxes, and its agreement says it pays penalties caused by its own breach.
• No minimum term and no early termination fee.

Cons

• Year-end forms cost $50 plus $5 per form, and local taxes and extra states cost more.
• Phone support only Monday to Friday.
• No POS integration, and the tip credit is only mentioned in marketing.

Pros

• Unlimited payroll runs and federal, state and local tax filing.
• Its standard agreement has no minimum term and pays penalties caused by its own breach.
• Earned wage access at no cost to the business, through Paychex Flex Perks.

Cons

• Only a starting price is public, without saying which plan or whether it is per month; every package is by quote.
• W-2 forms, garnishment payments and time tracking can cost extra depending on the package.
• It doesn't document the tip credit, minimum wage make-up or the FICA tip credit (Form 8846).

Pros

• One published price in every state: $40 a month plus $6 per active employee, with no setup fee and W-2 forms included.
• Wave files and pays federal and state payroll taxes in all 50 states.
• Month to month with no early termination fee, and a 30-day free trial.

Cons

• No tip features documented: no POS tip import, tip pooling, tip credit make-up or Form 8846, and nothing published yet on the 2026 W-2 for tips.
• Direct deposit needs 3 business days, and there is no built-in time tracking or scheduling.
• Local payroll taxes and 1099 filing are outside the tax service, and the penalty guarantee is capped.

Pros

• Hours and tips flow in from dozens of POS systems, including Toast, Square, Clover, Shift4 POS, SpotOn and Lightspeed.
• Tip makeup rules per location and built-in tip automation.
• Payroll posts straight to R365's restaurant accounting, and child support is remitted for you.

Cons

• Price only by quote, with a term contract you can't cancel early and 60 days' notice to avoid renewal.
• No dedicated FICA tip credit report and no published guarantee for tax penalties.
• Live support on weekdays, 9 a.m. to 5 p.m. Central.

Pros

• Published price: $50 a month plus $8 per active employee, with federal and state tax filings, multi-state payroll and W-2 and 1099 forms included, and no setup fee.
• Month to month with no published early termination fee.
• You can move to the PEO later ($79 or $124 per employee) for 24/7 support, HR consulting and group health benefits.

Cons

• No POS integration, no tip pooling and no documented tip credit make-up or Form 8846: tips are entered by hand.
• It charges for every active employee, even those not paid that month, which costs more with seasonal staff.
• Direct deposit runs on a 4-business-day timeline, with no faster option and no monthly pay schedule.

Pros

• Tip makeup is calculated by work week, and card and declared cash tips flow in from Toast's POS.
• Gives you a FICA tip credit report for Form 8846 and has a written plan for the 2026 W-2 overtime amounts.
• Files local taxes and remits child support; employees can take PayOuts at no cost to you.

Cons

• Price, term and early termination fee come only with the quote; a 2023 public order form had 36 months.
• Billed per active employee, even if they aren't paid that month.
• Imports tips only from Toast's POS, and you file the 1099s for contractors yourself.

Pros

• Published price: Gold is $80 a month plus $12 per active employee, with unlimited pay runs.
• Files and pays federal, state and local payroll taxes in all 50 states, and its terms say it pays penalties caused by its own errors.
• Time tracking with GPS, scheduling and a FICA tip report are in every plan.

Cons

• No POS integration: tips do not come in from your POS and have to be entered by hand.
• On Gold, direct deposit takes two to four days; faster deposit needs Platinum, 8 payroll runs and credit approval.
• Phone support is weekdays only, 6 a.m. to 5 p.m. Pacific.

Pros

• Published plan prices: Basic is $99 a month plus $5 per employee, with no setup fee.
• Its terms say Paycor pays tax penalties and interest caused by its own filing errors.
• Earned wage access free for the employer, and a pay card with no monthly fee for employees.

Cons

• The term is set by your order: a public 2024 order had 36 months with an early termination fee, and the 50%-off offer ties you for 24 months.
• 60 days' notice to cancel.
• Local taxes, extra states and year-end forms appear as extras without a published price.

Pros

• Publishes that it pays the fines and penalties caused by its own tax filing errors.
• Files federal, state and local payroll taxes in all 50 states, including employees who work in more than one state.
• Payroll support by phone or chat 24/7 in every package.

Cons

• No published prices: every package is by quote, and each payroll run adds a processing fee.
• W-2 and 1099 forms cost extra, and time tracking is an add-on.
• It doesn't document the tip credit, minimum wage make-up or the FICA tip credit (Form 8846).

Pros

• Brings hours and tips from 14 restaurant POS systems, including Toast, PAR and Aloha, with tip pooling inside payroll.
• Files and pays federal, state and local payroll taxes, with unlimited pay runs in every package.
• Earned wage access and pay cards come in the basic Core package.

Cons

• No published prices: per-employee pricing by quote, with a monthly minimum.
• Leaving early costs all the fees left in the term, the agreement renews on its own and you must give 90 days' notice to avoid renewal.
• W-2s and 1099s cost extra each year: $100 base plus $8 per W-2.

Pros

• Published price with no base fee: $29 per employee a month for self-service US payroll.
• Files payroll taxes in all 50 states, including local taxes, and handles W-2s and new-hire reporting.
• 24/7 support for US payroll.

Cons

• No POS integration and no documented tip features: tip credit, tip pooling and tip imports are not mentioned.
• No weekly pay schedule listed (every two weeks, twice a month or monthly).
• With $29 for every employee and no base fee, a restaurant with a large hourly team pays more than with most plans that charge a base fee plus a smaller per-person fee.

Pros

• A dedicated payroll specialist in every bundle who checks each payroll before it runs.
• Files federal, state and local payroll taxes and answers tax notices for you.
• Lists integrations with Toast, Square, Clover, Genius (Heartland), SpotOn and Shift4 POS.

Cons

• Only a starting price for one employee is public; the per-employee fee is by quote.
• No public contract: term, renewal and early termination fee are unknown.
• It doesn't document tip import, the tip credit or the FICA tip credit (Form 8846).

Pros

• You pay only for workers you actually pay, with unlimited pay runs.
• Same-day pay by ACH or pay card, and daily or ad hoc payroll.
• Pays W-2 employees and 1099 contractors from the same platform, with tax filings in all 50 states.

Cons

• No published amounts: both plans are by quote.
• No POS integration and no documented tip features.
• Its terms publish no guarantee for tax penalties caused by Everee's own errors.

Pros

• The software is free, with ads, for up to 9 people paid once a month.
• Calculates federal, state and local payroll taxes and pays W-2 employees and 1099 contractors.
• Direct deposit or paper checks, an employee portal and live phone support.

Cons

• Doesn't fit a 15-employee restaurant paid every two weeks for free, and the price above the free tier isn't published.
• In the free version you deposit and file the payroll taxes yourself; the tax service has an unpublished fee.
• No POS integration and no documented tip tools.

Pros

• Imports tips and sales from Toast, Square, Clover, Lightspeed and TouchBistro.
• Time tracking and scheduling feed payroll directly, with unlimited pay runs and tax forms included.
• Tip declarations and minimum wage top-ups for tipped staff are built into payroll, per Push.

Cons

• Only starting prices are published; the rest is by quote.
• Public pages do not detail US payroll tax coverage (states, local taxes) or a penalty guarantee.
• The subscription renews for a year unless you give 45 days' notice, and early cancellation gets no refund.